The topic concerns insurance. - The overall damage from storms in 2023 surpassed double the previous year's figures.
In 2023, Baden-Württemberg experienced over €660 million in damages from natural disasters like hail, storms, floods, and heavy rainfall. This is more than double the damages recorded in 2022 at €285 million. The Association of German Insurers (GDV) has released this information from their office in Berlin.
The increase can be attributed to a higher frequency or more intense weather events occurring in the region, rather than more people taking out insurance policies. For storm and hail, the state's insurance density is 100%, while for natural disasters like heavy rain or floods, it's at 94%.
Out of the total damage, €350 million was attributed to damage caused to residential, commercial, and industrial properties. Car insurers recorded around €310 million in damage.
Homes and houses in Baden-Württemberg primarily faced destruction due to hail and storms. Compared to 2022, the percentage of home insurance contracts with storm and hail damage rose from 10.3% to 17.7%. The state ranks sixth in the nationwide tally of natural disaster claims with this rate. The average rate is 18.5 incidents per 1,000 contracts. Schleswig-Holstein has the highest rate at 31.
In terms of car insurance claims, Baden-Württemberg ranked near the bottom with 3.0 incidents per 1,000 contracts for damages caused by extreme weather, such as heavy rain or flooding. The national average was 8.2 claims per 1,000 contracts. Bremen currently leads this category with 21.3 claims.
The number of car insurance claims related to extreme weather events like heavy rain or flooding doubled, according to GDV: 11.9% of 1,000 contracts experienced such damage last year (2022: 5.1%).
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- Extreme weather events, such as heavy rain and storms, caused significant damage to cars in Baden-Württemberg last year, with GDV reporting a doubling of insurance claims compared to 2022.
- The General Association of the German Insurance Industry (GDV) revealed that Germany as a whole saw over €660 million in damages from natural disasters in 2023, surpassing the €285 million recorded in 2022.
- In 2023, the state of Baden-Württemberg, specifically Berlin, experienced extreme weather conditions, including hail, storms, floods, and heavy rainfall, leading to €350 million in property damage and €310 million in car damage.
- The Association of German Insurers (GDV) noted that while the state's insurance density for storm and hail damage is 100%, it is just 94% for natural disasters like heavy rain or floods, indicating higher damage potential in those areas.
- Baden-Württemberg ranked near the bottom in Europe for car insurance claims related to extreme weather, with only 3.0 incidents per 1,000 contracts, while Schleswig-Holstein had the highest rate at 21.3 claims per 1,000 contracts.
Source: www.stern.de
