Survey - More people are investing money, security is particularly important
According to a survey, higher interest rates and rising prices on the stock markets have boosted savers this year. 73 percent of the 1,000 respondents said they had invested money. A year earlier, the figure was 53 percent, according to a survey conducted by Kantar on behalf of the Association of German Banks (BdB). At the same time, more than half (58%) were satisfied with the performance of their investments at the beginning of December. In the previous year, this figure was only 30 percent.
"Despite the good year on the stock markets, comparatively few people are still investing in shares and funds," said BdB Managing Director Heiner Herkenhoff. Particularly popular among respondents is call money, which savers can access at any time, but which therefore yields lower interest than some other forms of investment.
In the survey, 37% named call money as their preferred investment product in 2023, followed by shares (29%) and fund units (27%). Real estate, gold and fixed-interest investments, on the other hand, will be much less popular in 2024 than this year. Multiple answers were possible.
The majority of respondents (70%) consider security to be an important goal when investing money. Security remains the top priority for most investors, said Herkenhoff. "However, one in three people can now imagine taking a higher risk for a higher return."
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- In the German stock market, consumers are becoming increasingly interested in investing their finances, with 73% of respondents in a recent survey reporting that they have done so in 2022.
- The Federal Association of German Banks (BdB) conducted a survey in December, revealing that 58% of respondents were satisfied with the performance of their investments, a significant increase from 30% a year earlier.
- With higher interest rates and rising prices on the stock markets, consumers are turning to safer investment options, such as call money, which was the preferred choice for 37% of respondents in the 2023 survey.
- When asked about their investment plans for 2024, consumers indicated that they were less likely to invest in real estate, gold, and fixed-interest investments, indicating a shift towards more volatile investment options such as shares and funds.
- Security remains the top priority for investors, according to the BdB Managing Director Heiner Herkenhoff, but one-third of respondents in the Berlin-based survey are willing to take on more risk for potentially higher returns.
Source: www.stern.de
