Checking the claim for Ex-Partner's Pension for Education
Suddenly alone, financially burdened: The alimony-paying ex-spouse passes away, can the survivor's benefits help the survivors?
When a spouse passes away, survivors often face a difficult time - emotionally and financially. If instead of two salaries, there is only one left, it can be challenging to meet ongoing expenses. A survivor's pension can alleviate financial concerns. But what if it's not the current but the ex-spouse who passes away, who has been paying alimony?
Even then, under certain circumstances, there could be a survivor's pension, the German Pension Insurance (DRV) informs us. It's called the Orphan's Pension and is intended to replace the deceased ex-spouse's maintenance.
To be eligible for payment, the divorced couple must have joint children, the marriage must have ended after June 30, 1977, and the surviving partner must not have remarried. Since the Orphan's Pension is paid from the insured person's own pension, the survivor must have also paid contributions to the statutory pension insurance for at least five years following the spouse's death.
Help is available at the free service hotline
The Orphan's Pension is applied for with the competent pension insurance carrier. The entitlement lasts until the child turns 18. If survivors have additional income, the Orphan's Pension may be reduced under certain circumstances.
The deductible amount for own income is currently €1,038 per month, and an additional €220 is added for each orphan's pension-eligible child. If income exceeds the deductible amount, 40% of the difference is deducted from the Orphan's Pension, and the payment is reduced accordingly, according to the DRV.
For questions related to this topic, survivors can contact the German Pension Insurance staff. They are reachable at the free service hotline of the DRV at 0800 10 00 48 00. Additionally, further information, forms, and a free online service are available at www.deutsche-rentenversicherung.de.
- In such circumstances, survivors might find solace in knowing that there exists a pension plan, like the Pension Insurance, which could provide financial assistance.
- If you're facing legal questions regarding the survivor's benefits after your ex-spouse's demise, you can seek help from the German Pension Insurance's free service hotline at 0800 10 00 48 00.
- Besides the Orphan's Pension, other sources of income can affect its payment, necessitating careful consideration of your family's overall financial situation, such as rental income or any education earnings.
- While going through the maintenance process and maintaining a family, it's crucial to remember that the deceased ex-spouse might have had Pension Insurance, which could potentially provide survivor's benefits through the Orphan's Pension.
- Apart from financial concerns, there might be legal provisions related to the deceased's property distribution, housing maintenance, and education costs, which might necessitate consulting with a legal guide or expert.
