Environmental changes affecting weather patterns call for new carbon emissions targets. Climate alterations demanding revision of carbon emission objectives. A need for updated carbon emission goals arises due to shifts in weather conditions. - Fewer storm damage claims were reported by insurance companies in Saarland during 2023.
In the German state of Saarland, weather-related destruction has declined significantly in 2023 compared to the previous year. The German Insurance Association (GDV) in Berlin reported on Monday that the total damage cost was 28 million euros, down from 47 million euros in 2022.
Of this amount, property insurers received 19 million euros for damages caused by storms, hail, floods, and strong winds, and car insurers received 9 million euros. It should be noted that these figures only account for insured damages.
Looking at the statistics, just 14.2% of home insurance policies in Saarland faced storm and hail-related damage - significantly lower than the 26.1% from 2022. Saarland placed eighth in the nation's natural disaster ranking, with an average of 14.2% of policies having weather-related claims. The national average for frequency of these claims is 18.5%. The highest number of claims was reported in Schleswig-Holstein, with an astonishing 31 such occurrences.
Nearly all homes in Saarland have insurance coverage against storms and hail, but only 49% are insured against floods and other natural disasters. Across Germany, 54% of all homes are insured against all forms of weather-related risk. The GDV warns that many homeowners remain unaware of their personal risk of facing natural disasters.
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Source: www.stern.de
